Privacy Policy

Hoskins Financial Privacy Policy

Effective Date: October 12, 2026

Hoskins Financial respects your privacy and is committed to protecting the personal information you provide to us. This Privacy Policy explains what information we may collect, how we use and protect that information, and the choices available to you, including information related to SMS and text messaging.

This Privacy Policy applies to Hoskins Financial, our website, insurance-related communications, and communications between Hoskins Financial and our customers, prospective customers, and other individuals who contact us.

Information We May Collect

We may collect information that you voluntarily provide to Hoskins Financial, including your name, telephone number, mobile number, email address, mailing address, insurance-related information, appointment information, and information you provide when requesting information about insurance products or services.

We may also collect information you provide during telephone calls, email communications, text-message conversations, website inquiries, meetings, applications, or other interactions with Hoskins Financial.

Our website may automatically collect limited technical information such as browser type, device type, IP address, pages visited, and similar information used for website operation, security, and performance.

How We Use Your Information

Hoskins Financial may use personal information to respond to your inquiries, communicate with you about insurance products and services you have requested, provide customer service, schedule or confirm appointments, assist with existing insurance coverage, communicate important information concerning your insurance relationship, maintain business records, operate our website, and comply with applicable legal and regulatory requirements.

Information may also be used to communicate with customers and prospective customers who have requested or consented to communications from Hoskins Financial.

Sharing of Personal Information

Hoskins Financial does not sell or rent personal information to third parties for their independent marketing purposes.

We may disclose information when reasonably necessary to provide services you request, including to insurance carriers, insurance-related service providers, technology providers, professional advisers, or other organizations involved in providing or administering products or services requested by you. Information may also be disclosed when required by law, regulation, court order, governmental request, or to protect legal rights or security.

Service providers that assist Hoskins Financial are permitted to use information only as necessary to perform services on our behalf, subject to applicable contractual and legal requirements.

SMS and Text Messaging Privacy

Hoskins Financial may communicate by SMS or text message with customers and prospective customers who initiate text-message communications with us or who otherwise provide appropriate consent to receive SMS communications.

Text messages may relate to insurance inquiries, requested information, appointments, customer service, existing coverage, insurance-related reminders, or other communications that the recipient has requested or agreed to receive.

We do not sell or share your SMS opt-in data or personal information with third parties for marketing purposes.

Mobile telephone numbers, SMS consent, and SMS opt-in information will not be sold, rented, or shared with third parties or affiliates for their own marketing or promotional purposes.

Information may be provided to telecommunications carriers, messaging platforms, and technology service providers solely as necessary to transmit and manage messages on behalf of Hoskins Financial. Such providers are not authorized to use SMS consent information for their own marketing purposes.

Message frequency may vary depending upon your interactions with Hoskins Financial and the services or information you request.

Message and data rates may apply.

You may opt out of SMS communications at any time by replying STOP to a message. After opting out, you may receive a confirmation message acknowledging your request.

For assistance regarding SMS communications, reply HELP or contact Hoskins Financial through the contact information available on our website.

Consent to receive SMS messages is not a condition of purchasing any insurance product or service.

Opting out of SMS communications does not prevent Hoskins Financial from contacting you through another method when appropriate, including telephone, email, or mail, subject to applicable law and your communication preferences.

Customer-Initiated Text Messages

When an individual initiates a text-message conversation with Hoskins Financial, we may respond to that inquiry and communicate as reasonably necessary concerning the subject of that conversation.

Initiating a text conversation does not, by itself, constitute unlimited consent to receive unrelated recurring promotional text messages. Any recurring or marketing-oriented SMS program requiring additional consent will use an appropriate consent process.

Insurance Information

Because Hoskins Financial provides insurance-related services, information you voluntarily provide may be used to assist with insurance inquiries, applications, coverage reviews, enrollment, policy servicing, or other services you request.

Information necessary for an insurance transaction may be provided to an insurance carrier or other entity involved in processing or administering the requested insurance product or service.

Hoskins Financial does not use SMS consent as permission to sell or distribute your mobile number to unrelated marketers.

Cookies and Website Technologies

Our website may use cookies or similar technologies to support normal website functions, improve website performance, understand website usage, and help maintain security.

Your browser may allow you to restrict or disable cookies. Doing so may affect certain website functions.

Data Security

Hoskins Financial uses reasonable administrative, technical, and organizational measures intended to protect personal information from unauthorized access, use, disclosure, alteration, or destruction.

No electronic transmission or storage system can be guaranteed to be completely secure. Accordingly, we cannot guarantee absolute security.

Data Retention

We may retain personal information for as long as reasonably necessary to provide requested services, maintain appropriate business and insurance records, comply with legal and regulatory obligations, resolve disputes, and enforce agreements.

Your Choices

You may request that Hoskins Financial update or correct certain personal information in our records.

You may also ask us to stop particular communications, subject to legal, regulatory, contractual, or record-retention requirements.

For SMS communications, reply STOP to opt out.

Third-Party Websites

Our website may contain links to websites operated by third parties, including insurance carriers or other service providers. Hoskins Financial is not responsible for the privacy practices or content of independently operated third-party websites.

You should review the privacy policies of those organizations when providing information directly to them.

Changes to This Privacy Policy

Hoskins Financial may update this Privacy Policy periodically to reflect changes in our practices, technology, services, legal requirements, or regulatory requirements.

When the policy is updated, the Effective Date shown at the top of this page may also be updated.

Contact Hoskins Financial

Questions regarding this Privacy Policy or our privacy practices may be directed to Hoskins Financial through the contact information provided on our website:

Hoskins Financial

Website: www.hoskinsfinancial.com